The Law Offices of Richard T. Hilovsky has been recognized by San Jose Magazine as one of the best lawyers in the Silicon Valley. I practice in the following areas:

• Bankruptcy 
• Taxes
• Estate Planning & Administration

Bankruptcy - I represent individuals in filing bankruptcy under either Chapter 7 or 13. I also represent commercial clients who file bankruptcy under any of the bankruptcy chapters.

• Chapter 7 is a straight liquidation supervised by a trustee. Qualified individuals and married couples who file under Chapter 7 are allowed to keep some or all of their property by taking advantage of exemptions established under the law.
  
• Chapter 13 bankruptcy allows the debtor to pay creditors under a plan which calls for monthly payments over a period of 36 to 60 months. An advantage of filing Chapter 13 is that it may allow debtors to catch up on their delinquent payments, bring their accounts current during the period covered by the plan, or pay only a portion of their unsecured debt.

Call me at (408) 249-3600 for a free initial 30 minute consultation to discuss these plans in more detail. At that time I will discuss your individual circumstances, analyze your financial situation and advise you of the options available to you. Call me today to stop foreclosures, lawsuits, repossessions, harassment and garnishments.

Taxes - I represent individuals, families and businesses in matters regarding taxation law and tax planning. I identify and address state and federal tax issues, and I structure transactions in such a way as to minimize taxes and avoid inherent tax problems. In business transactions, I make certain the tax implications of any proposed activity or transaction are factored into its planning. I present offer-in-compromise (OIC) and Installment Agreements (IA) to all taxing agencies. We offer tax preparation in association with bankruptcy OIC and IA.

If a contested tax matter cannot be disposed of following an I.R.S. Appeals Conference, I am prepared to represent you in the United States Tax Court both at the pretrial stage and during the trial. I review and assemble evidence, present appropriate defenses and perform legal representations in all Court proceedings. Call me today at (408) 249-3600 to see how I can be of assistance to you.

Estate Planning & Administration - I provide counseling for the preparation of estate plans and I provide assistance in all aspects of trust and estate administration and litigation. My emphasis is on revocable and irrevocable trusts, life insurance trusts, special needs trusts, durable powers of attorney, advance medical directives, and other related estate planning matters. Call me at (408) 249-3600 to preserve your current income and assets, minimize your tax consequences and ensure optimal financial benefit to present and future generations.